How did you prove you had the AU$22k? What documents did you submit.
Immi have rejected your application as they did not beleive you had the funds and the evidence you gave them was unacceptable.
What did u send them?
Hey mate thanks for your replay,
I have submitted following documents to support 22K living expenses.
1) Remaining education loan of 11Lacs INR (Approx 22700 AUD) :- Loan papers, Disbursement letter, Money transfer reciept and loan account statements.
2) 5 Lacs INR (Approx 9600 AUD) bank deposits (2-3 Year old):- Bank deposit receipts, Deposits statements.
3) 4.5 Lacs INR (Approx 8600 AUD) bank balance (3-6 months old):- Bank statements, Bank balance certificate.
Also I noted that, my savings is approx 19k AUD (apart from my education loan) and no-where is mentioned that my living expense covers in my loan. But in-fact, my loan has sanctioned with my living expenses as bank is ready to pay 80% of my total university fees that is around 15 Lacs INR and my loan is of 20 Lacs INR. so, may be immi has taken only my saving to calculate living expenses and there my fund is less around 3k AUD.
In addition, according to new annual income option. If my parents has 70k AUD annual income then I dont need to show any funds. But my parents dont have so immi also check whether my application satisfy this option or not. And they rejected.
Any way that I can highlight my remaining 11Lacs (Approx 22700 AUD) loan money in my application as legally my loan covers living expenses (bank manager mailed me that I can reimbursed my living bills) but I dont have any document to support it. Any document that I can get from bank?
Edit:- Just talked with my agent and they said my college (CSU-Australia) denied to re-issue coe or giving me intake forward (they told me to take refund my fees). here I submit all documents that my agent asked for. My agent said my application has been rejected by mistake. Dont know whose mistake is here but after showing enough funds my application rejected and cant forward admission. Now what to do, I am really lost and broken.